After some protracted waiting, the insurance company which carries my group term life insurance, and which carried Penny's, paid on her policy, and sent me a 'checkbook' to use to disburse the funds, as I see fit.

Or not. I wrote a single check for the entire amount to First Tech Credit Union, so they could put it into an instant-access account which returns a higher rate of interest than the insurance company did. I wrote that on Thursday of last week, and was told, Five Business Days for funding availability.

Except that the damn thing was returned by the insurance company.

I am livid. I found this out at 1:15AM as I was getting stuff ready for tomorrow. I left a very angry message. Let us hope they actually do call me in the morning, because if not, I will assuredly be calling them.

I also sent a query to First Tech (at their online banking page) asking what happened.